:root{--ink:#071d41;--blue:#065bff;--paper:#f8f7f2;--line:#dadfdc;--muted:#596574}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;background:var(--paper);color:var(--ink);font-family:Arial,Helvetica,sans-serif}button,input,select{font:inherit}button,a,input,select{outline-offset:5px}a{color:inherit}button,a{ -webkit-tap-highlight-color:transparent}button{cursor:pointer}header{border-bottom:1px solid var(--line);background:var(--paper);position:sticky;top:0;z-index:20}.nav{max-width:1360px;margin:auto;display:flex;align-items:center;justify-content:space-between;padding:18px 5%;gap:25px}.brand{text-decoration:none;display:flex;align-items:center;gap:10px;font-weight:900;letter-spacing:-1.3px;font-size:22px;line-height:.95}.brand img{height:44px;width:47px;object-fit:contain;mix-blend-mode:multiply}.brand 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18px}.resultline{display:flex;align-items:end;justify-content:space-between;gap:12px}.result strong{font-size:38px;letter-spacing:-1px}.result p{font-size:12px;margin:7px 0 0;color:var(--muted)}.progress{height:6px;background:#d6e2fd;border-radius:9px;margin:15px 0}.progress span{display:block;background:var(--blue);height:100%;border-radius:9px;transition:width .25s}.planner .btn{width:100%}.notice{font-size:11px;color:var(--muted);margin-bottom:0}.costlayout{display:grid;grid-template-columns:1fr 1fr;gap:50px}.tabs{display:flex;gap:8px;margin:25px 0}.tab{border:1px solid var(--line);background:transparent;padding:10px 16px;border-radius:25px;font-size:12px;color:var(--ink)}.tab[aria-selected=true]{background:var(--ink);border-color:var(--ink);color:white}.costcopy p{color:var(--muted);max-width:440px}.costsheet{border:1px solid 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p{font-size:13px;color:var(--muted);margin-bottom:20px}.guide button{margin-top:auto;width:100%}.about{background:#e9eee7;border-radius:10px;display:grid;grid-template-columns:1fr 1fr;gap:60px;padding:50px;margin-bottom:80px}.about p{font-size:15px;color:var(--muted)}.about .eyebrow{margin-bottom:22px}.about h2{font-size:40px}.about .founder{font-size:12px;color:var(--ink);font-weight:700}.footer{background:var(--ink);color:#fff;padding:48px 0 25px}.footerrow{display:flex;justify-content:space-between;align-items:center;gap:35px}.footer .brand{font-size:25px}.footer .brand small{font-size:11px}.footer p{color:#b4c0d3;font-size:13px;max-width:300px}.footerlinks{display:flex;gap:23px;font-size:12px}.footerlinks a{text-decoration:none}.legal{border-top:1px solid #334562;margin-top:35px;padding-top:20px;display:flex;justify-content:space-between;gap:25px;color:#aab8cb;font-size:10px;line-height:1.7}.legal span{max-width:550px}dialog{border:0;border-radius:12px;color:var(--ink);padding:35px;max-width:680px;width:calc(100% - 32px);max-height:85vh}dialog::backdrop{background:#061b44a8;backdrop-filter:blur(4px)}.modalclose{float:right;background:#edf2fa;border:0;border-radius:50%;width:32px;height:32px;font-size:21px}.modalbody h2{font-size:35px;padding-right:30px}.modalbody h3{font-size:18px;margin-top:25px}.modalbody p,.modalbody li{font-size:14px;line-height:1.75}.modalbody .btn{margin-top:20px}.modalbody .callout{background:#edf3ff;padding:17px;border-radius:6px}.mobilebutton{display:none}.message{font-size:12px;color:#244d8a;min-height:17px;margin-top:10px}
@media(min-width:1500px){.wrap{max-width:1320px}.hero-art{height:530px}}@media(max-width:850px){.navlinks{gap:16px}.navlinks .btn{display:none}.hero{gap:30px}h1{font-size:65px;letter-spacing:-3px}.hero-art{height:420px}.paycard{width:85%;padding:20px}.paycard .amount{font-size:45px}.toolgrid{gap:35px}.program{padding:22px}.guidegrid{grid-template-columns:1fr 1fr}.guide:last-child{grid-column:1/-1;min-height:190px}.about{gap:30px;padding:35px}.costlayout{gap:25px}}@media(max-width:600px){.wrap{padding:0 22px}.nav{padding:15px 22px}.brand{font-size:18px}.brand img{width:35px;height:35px}.brand small{font-size:9px}.mobilebutton{display:block;border:1px solid var(--line);background:none;padding:9px 12px;border-radius:5px;color:var(--ink)}.navlinks{display:none;position:absolute;top:72px;left:0;right:0;background:var(--paper);padding:24px;border-bottom:1px solid var(--line)}.navlinks.open{display:flex;flex-direction:column;align-items:start}.hero{grid-template-columns:1fr;padding-top:40px;gap:27px}.hero h1{font-size:65px}.hero-art{height:385px}.intro{font-size:16px}.actions{gap:8px}.btn{padding:15px}.band{flex-wrap:wrap;justify-content:start;gap:17px;font-size:11px}.section{padding:58px 0}.sectionhead{display:block}.sectionhead p{margin-top:20px}.programs,.toolgrid,.costlayout,.guidegrid,.about{grid-template-columns:1fr}.program{min-height:270px}.symbol{margin-top:22px}.toolintro h2{font-size:44px}.planner{padding:23px}.guide:last-child{grid-column:auto}.guide{min-height:240px}.about{padding:28px;gap:15px;margin-bottom:50px}.footerrow{display:block}.footerlinks{margin-top:25px;flex-wrap:wrap}.legal{display:block}.legal span{display:block;margin-top:12px}dialog{padding:25px}.costtotal strong{font-size:30px}}@media print{body>*:not(dialog){display:none!important}dialog{display:block;position:static;max-height:none;width:100%;max-width:none}dialog .modalclose,dialog .btn{display:none}}

.pageintro{padding:60px 0 12px}.breadcrumb{font-size:12px;color:var(--muted);margin-bottom:24px}.breadcrumb a{text-decoration:none}.pageintro h1{font-size:clamp(45px,6vw,74px);letter-spacing:-3px;margin:20px 0}.pageintro p{max-width:650px;color:var(--muted);font-size:17px}.pageintro+.section{padding-top:35px}.reading{max-width:780px;padding:30px 0 70px}.reading .eyebrow{margin-bottom:18px}.reading h2{font-size:42px}.reading h3{margin-top:30px;font-size:23px}.reading p,.reading li{font-size:16px;line-height:1.8}.callout{background:#e8efff;padding:23px;border-radius:8px;margin:25px 0;line-height:1.8}.related{border-top:1px solid var(--line);padding-top:25px;margin-top:35px}.related a{margin:6px 10px 6px 0}.pdfbox{border:1px solid var(--line);padding:25px;border-radius:8px;margin:25px 0;background:white}.pdfbox h3{margin:0}.pdfbox .btn{margin-top:12px}.navlinks a[aria-current=page]{color:var(--blue)}.storypage{margin-top:32px}.notfound{min-height:65vh;display:grid;place-items:center;text-align:center;padding:60px 22px}.notfound .code{font-weight:900;color:var(--blue);font-size:clamp(110px,20vw,210px);letter-spacing:-12px;line-height:1}.notfound h1{font-size:42px;letter-spacing:-2px}.notfound p{max-width:430px;color:var(--muted);margin:20px auto}.notfound .actions{justify-content:center}.guide a.textlink{text-decoration:none}.mini-cta{background:#e5edff;padding:40px;border-radius:10px;margin-bottom:65px}.mini-cta h2{font-size:38px;margin:0 0 20px}.program .textlink{margin-top:10px}.skip{position:absolute;top:-60px;left:20px;background:white;padding:12px;z-index:50}.skip:focus{top:10px}@media print{header,footer,.breadcrumb,.related,.skip,.print-btn{display:none!important}body>*:not(dialog){display:block!important}main{display:block!important}.reading{padding:0}.wrap{max-width:none}}
/* Shared brand refresh */
:root{--ink:#071b3c;--blue:#075bff;--paper:#fcfcfa;--muted:#617084;--line:#e3e8ee}body{background:var(--paper);-webkit-font-smoothing:antialiased}header{background:#fcfcfaf5;backdrop-filter:blur(16px);border-bottom:1px solid #e4e9f0}.nav{max-width:1420px;padding:17px 5%;min-height:92px}.brand .full-logo{height:auto;width:242px;max-width:100%;mix-blend-mode:multiply;object-fit:contain}.navlinks{gap:32px;font-size:13px}.navlinks>a:not(.btn){padding:10px 0;position:relative}.navlinks>a:not(.btn):after{content:'';height:2px;background:var(--blue);position:absolute;bottom:3px;left:0;right:100%;transition:right .2s}.navlinks>a:hover:after,.navlinks>a[aria-current=page]:after{right:0}.btn{border-radius:100px;padding:11px 12px 11px 23px;min-height:52px;gap:20px;font-size:13px;font-weight:750;box-shadow:0 4px 12px #071b3c08;transition:background .2s,transform .2s,box-shadow .2s}.btn>span{border-radius:50%;background:#ffffff20;width:31px;height:31px;display:inline-grid;place-items:center;font-size:18px;flex-shrink:0}.btn:hover{box-shadow:0 8px 22px #071b3c1a;transform:translateY(-3px)}.btn.blue:hover{background:#0048d9}.btn.ghost{border-color:#cbd4e0;box-shadow:none;padding:15px 23px;background:white}.nav .btn{padding:8px 9px 8px 20px;min-height:47px}.wrap{max-width:1290px;padding:0 44px}.hero{padding:68px 0 65px;grid-template-columns:1.07fr 1fr;gap:48px}h1{font-size:clamp(60px,6.1vw,85px);letter-spacing:-4.8px;line-height:1.02;margin:22px 0}h1 span{display:block;max-width:550px}.hero-eyebrow{font-size:10px;letter-spacing:1.4px;background:#edf3ff;border-radius:30px;display:inline-flex;padding:9px 13px}.intro{font-size:16px;line-height:1.8;max-width:445px}.hero .actions{margin-top:28px}.tiny{font-size:11px}.hero-art{height:525px;background:#e9f1ff;border-radius:28px;isolation:isolate;overflow:visible}.hero-art:before{content:'';position:absolute;inset:0;border-radius:28px;overflow:hidden;background-image:radial-gradient(#aec9f4 1px,transparent 1px);background-size:23px 23px;opacity:.5;z-index:-1}.art-top{position:absolute;top:25px;left:26px;right:26px;display:flex;justify-content:space-between;color:#4d6a98;font-size:9px;letter-spacing:1.6px;font-weight:800}.art-top>span:last-child{font-size:24px;color:var(--blue)}.hero-bird{position:absolute;width:165px;right:-12px;top:52px;mix-blend-mode:multiply;transform:rotate(9deg);z-index:3}.art-orbit{position:absolute;width:330px;height:330px;border:1px solid #bfd1ee;border-radius:50%;top:93px;left:55px;z-index:-1}.art-orbit:after{content:'';position:absolute;inset:35px;border:1px dashed #bfd1ee;border-radius:50%}.flight-path{position:absolute;right:30px;top:170px;width:150px;height:160px;border-right:2px dashed #9bbaf3;border-bottom:2px dashed #9bbaf3;border-radius:0 0 100px 0;transform:rotate(12deg)}.paycard{width:72%;padding:23px 25px;border:1px solid #d8e1ef;border-radius:16px;box-shadow:0 20px 35px #2547761c;transform:rotate(-5deg);margin-top:19px;margin-left:-30px}.paytop{font-size:9px;letter-spacing:1.4px;margin-bottom:23px}.pill-check{background:#dff6e9;color:#23864e;border-radius:50%;width:24px;height:24px;display:grid;place-items:center;font-size:15px}.paycard .label{font-size:11px;color:#6c7b8d}.paycard .amount{font-size:56px;letter-spacing:-3px;margin:5px 0 17px}.amount>span{font-size:37px}.allocation-bar{height:10px;border-radius:20px;display:flex;overflow:hidden;gap:3px;margin-bottom:22px}.allocation-bar i:nth-child(1){background:var(--blue);width:50%}.allocation-bar i:nth-child(2){background:#88b2ff;width:33.33%}.allocation-bar i:nth-child(3){background:#cee2fb;width:16.67%}.payrow{font-size:11px;margin:17px 0}.payrow>span{display:flex;align-items:center;gap:7px}.payrow strong{font-size:13px}.legend-dot{display:inline-block;width:6px;height:6px;border-radius:50%}.legend-dot.spending{background:var(--blue)}.legend-dot.saving{background:#88b2ff}.legend-dot.buffer{background:#cee2fb}.paycard-foot{border-top:1px solid #e9edf3;padding-top:16px;margin-top:19px;font-size:10px;font-weight:700;color:#5c6c82}.floatnote{bottom:59px;right:-17px;background:var(--ink);padding:15px 22px;transform:rotate(4deg);border-radius:14px;display:flex;gap:12px;align-items:center;font-size:12px;line-height:1.5;box-shadow:0 8px 15px #16356916}.floatnote strong{font-size:13px}.note-icon{font-size:30px;color:#b4f1c8}.artcaption{top:auto;bottom:22px;left:26px;letter-spacing:0;color:#7589a9;font-weight:400;font-size:9px}.band{padding:24px 10px;font-size:12px;color:#52637b;border-color:var(--line)}.band span:before{content:'✓';display:inline-grid;place-items:center;border-radius:50%;background:#e8f1ff;width:24px;height:24px;margin-right:10px}.section{padding:90px 0}.sectionhead{margin-bottom:35px}.eyebrow{font-size:10px;letter-spacing:1.5px;color:#536a8d}h2{font-size:48px;line-height:1.08;letter-spacing:-2px}.sectionhead p{font-size:14px}.programs{gap:22px}.program{border-radius:20px;padding:27px;background:white;min-height:370px;box-shadow:0 4px 16px #071b3c03;position:relative;transition:transform .2s,box-shadow .2s}.program:hover{transform:translateY(-5px);box-shadow:0 16px 34px #0b285310}.program .num{font-size:9px;letter-spacing:1.2px}.program .num>span{font-size:17px;color:#7990b2}.symbol{width:76px;height:76px;background:#eaf1ff;border-radius:22px;display:grid;place-items:center;margin:27px 0 23px;transform:rotate(-5deg)}.symbol svg{width:47px;height:47px;transform:rotate(5deg)}.program:nth-child(2) .symbol{background:#e6f3e9;color:#397855}.program:nth-child(3) 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p{font-size:13px;color:var(--muted);line-height:1.8;max-width:300px}.featured-resource{display:grid;grid-template-columns:.85fr 1fr;gap:75px;align-items:center;padding:45px;background:#f0f4fa;border-radius:24px;margin-bottom:80px}.resource-cover{background:white;border-radius:6px;padding:28px 28px 20px;box-shadow:8px 12px 0 #c5d5ed;transform:rotate(-3deg);max-width:340px;margin:10px auto;width:100%}.resource-cover img{width:165px;height:auto;max-width:100%;margin-bottom:35px}.cover-kicker{font-size:8px;letter-spacing:1.5px;margin-bottom:14px;color:#5e7394}.resource-cover h3{font-size:37px;line-height:1.05;letter-spacing:-1.5px}.resource-cover h3 span{color:var(--blue)}.cover-bottom{margin-top:35px;border-top:1px solid #dee5ef;padding-top:14px;display:flex;justify-content:space-between;font-size:8px;letter-spacing:1px}.featured-copy h2{font-size:42px;margin:16px 0}.featured-copy 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